Rev. [date of revisions]

What does [Byers Ford] do with your personal information?

Facts

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Why?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and [income]
  • [account balances] and [payment history]
  • [credit history] and [credit scores]

When you are no longer our customer, we continue to share your information as described in this notice.

What?
All financial companies need to share [customers'] personal information to run their everyday business. In the section below, we list the reasons financial companies can share their [customers'] personal information; the reasons [Byers Ford] chooses to share; and whether you can limit this sharing.
How?
Reasons we can share your personal information
Does [Byers Ford] share?
Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
[yes/no]
[yes/no]
For our marketing purposes — to offer our products and services to you
[yes/no]
[yes/no]
For joint marketing with other financial companies
[yes/no]
[yes/no]
For our affiliates' everyday business purposes — information about your transactions and experiences
[yes/no]
[yes/no]
For our affiliates' everyday business purposes — information about your creditworthiness
[yes/no]
[yes/no]
For our affiliates to market to you
[yes/no]
[yes/no]
For nonaffiliates to market to you
[yes/no]
[yes/no]
Call [888-350-4442] or go to [http://www.Byersford.com]
Questions?
Page 2
Who we are
[Byers Ford]
Who is providing this notice?
What we do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does [Byers Ford] protect my personal information?

We collect your personal information, for example, when you

  • [open an account] or [deposit money]
  • [pay your bills] or [apply for a loan]
  • [use your credit or debit card]
How does [Byers Ford] collect my personal information?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Why can't I limit all sharing?
[insert]
What happens when I limit sharing for an account I hold jointly with someone else?
Definitions

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • [affiliate information]
Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • [nonaffiliate information]
Nonaffiliates

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • [joint marketing information]
Joint marketing
Other important information